FHA Loans
Low down payments, flexible credit requirements, and great rates—making homeownership easier for first-time buyers and beyond.
Descriptions
Federal Housing Administration (FHA) loans are a popular option for home buyers, particularly first-time buyers, who may not have a large down payment or a high credit score. FHA loans are insured by the government, which means lenders are more willing to offer these loans to borrowers who may not qualify for a conventional mortgage.
FHA loans typically require a down payment of just 3.5% of the purchase price, making it easier for buyers to get into a home. In addition, FHA loans have more flexible credit requirements than conventional loans, allowing borrowers with less-than-perfect credit to still qualify. These factors make FHA loans an attractive option for many home buyers looking to achieve their dream of homeownership.
- Low down payment requirement of just 3.5% of the purchase price
- More flexible credit requirements compared to conventional loans
- FHA loans are backed by the government, which makes lenders more willing to approve borrowers who may not qualify for a conventional mortgage.
- FHA loans have fixed interest rates, which can provide stability and predictability in monthly mortgage payments
Other Service
- Conventional Loans
- VA Loans
- Self-employed loans
- Specialty Programs
- Reverse Mortgages
- Second Mortgages
Get approved for your mortgage today and take the first step toward homeownership with ease.
